TD Bank Personal Loans: 2022 Review

TD Bank’s fixed-charge, unsecured non-public loans variety from $2,000 to $50,000 and provide APRs of 6.99% to 18.99%.



Here’s a breakdown of the advantages and disadvantages of TD Bank non-public loans.


  • Brick-and-mortar banking revel in
  • Same-day acclaim for TD Fit Loan
  • Low APRs


  • Undisclosed eligibility requirements

One of the ten biggest banks in America, TD Bank keeps approximately 1,100 places all through the Northeast, Mid-Atlantic, Washington D.C., North Carolina, South Carolina and Florida. In addition to bringing unsecured non-public loans, TD Bank monetary merchandise consist of checking and saving financial accounts, credit cards, home equity lines and loans and mortgages.


Known for bringing fast, same-day approvals on its TD Fit Loan, this financial institution is a great option for the ones looking for an expedited technique to get admission to a non-public mortgage.


TD Bank is first-rate for predictable month-to-month payments

TD Bank Fit Loans include a hard and fast interest rate, useful in case you’re looking for predictable month-to-month payments. With mortgage finances to be had in as low as one enterprise day, TD Bank may be an attractive alternative in case you want cash quickly.


Asside from those strengths, TD Bank gained the 2022 Bankrate Award for first-rate non-public mortgage from a financial institution. It obtained the best Bankrate Score of financial institution creditors and has the web sources debtors want and want.

TD Bank snapshot

Loan amount | $2,000 – $50,000



APR | 6.99% – 18.99%

Minimum credit score | Not disclosed


Time to obtain finances | As quickly as one enterprise day

Lending phrases

TD Bank’s fixed-charge, unsecured non-public loans variety from $2,000 to $50,000 and provide APRs of 6.99% to 18.99%. Terms of 36 to 60 months are to be had. Borrowers might also additionally obtain finances in as low as one enterprise day.


Fees and penalties

TD Bank keeps fees for its loans to a minimal. It doesn’t rate an origination fee, utility rate, month-to-month rate, annual rate or prepayment fee. However, loans include a past due fee rate that’s 5% of the minimal fee due or $10, whichever is less. In addition, Florida citizens can pay a document stamp rate.

How to use for a mortgage with TD Bank

You can follow for an unsecured mortgage at the financial institution’s website. The institution claims that purchasers can get preliminary approval in as low as a minute and feature their finances as quickly as the subsequent enterprise day.

To complete the loan application, you’ll want primary private information and the subsequent extra data:

  • Your Social Security number.
  • Any expenses, including loan or rent, you presently have.
  • Your employment records and earnings.

Before selecting a lender, it’s an awesome concept to discover a couple of options. You might also additionally discover a decrease charge or higher phrases from every other lender. When shopping, ensure to evaluate personal mortgage costs primarily based totally for your unique needs, which includes mortgage amount, credit score rating, location, earnings and mortgage purpose.