Key Features of Tomo Credit Card and the Application Procedure

The credit score card of tomorrow. Created with you in mind

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Benefits of this credit score card:

  • Up to $10,000 credit score limit
  • No hobby charges
  • No annual charge
  • Earn limitless 1% cash lower back on all eligible purchases
  • Expedited autopay such as weekly, bi-weekly, and month-to-month bills
  • No safety deposit
  • No credit score test or credit score records required
  • Reports to all three main credit score bureaus

More approximately the advantages of this credit score card

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The number one distinction among Tomo and different playing cards is that it doesn’t fee any hobby fees. Tomo is an interesting credit score builder product as you won’t pay an annual charge or make a safety deposit. You additionally get 1% cash lower back on each buy as an introduced incentive.

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If you’re snug with the weekly bills and linking your financial institution debts to get a better credit score limit, this rewards card ought to be on the pinnacle of your list.

Why can we advise this credit score card?

If you’re simply studying approximately constructing credit score, the Tomo card may be a splendid beginning place — and greater available than many different credit score playing cards. This card is likewise a terrific choice if you’re now no longer a U.S. citizen, or don’t but have a credit score records withinside the U.S., and are trying to begin constructing your credit score. Unlike plenty of playing cards that focus on a comparable audience, there’s no annual charge, safety deposit or maybe APR.

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Also not like conventional credit score card issuers — which generally behavior a tough inquiry whilst reviewing your application — TomoCredit in no way runs a credit score test. Instead, the company’s proprietary era can weigh many records points, a key few being your earnings (or earnings potential) and your account balances.

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The financial institution that troubles the card, New York-primarily based totally Community Federal Savings Bank, makes use of this records to decide whether or not you’re a terrific candidate for the card.


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Who can observe for this credit score card?

The eligibility criteria:

  • You can observe for the Tomo Credit Card if you’re 18 years vintage and feature a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN).
  • Non-U.S. residents can observe so long as they’ve one of the above numbers and a government-issued ID. In addition, your tour passport may be a qualifying document. There aren’t any credit score records requirements, however you have to hyperlink as a minimum one financial institution account to decide your credit score limit.
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